ABOUT OPPORTUNITY
FUND LENDER

Opportunity Fund Lender (OFL) provides financing only for EB-5 investments, designed to make the EB-5 visa program more accessible to all. OFL’s mission is to make the EB-5 path achievable and within reach for a wider range of investors. OFL helps investors bridge the gap to reach the minimum $800K qualified investment requirement of USCIS for the EB-5 Visa Program. Thus, enabling investors to achieve their “American Dream” by obtaining the U.S. permanent residency (a Green Card) via the EB-5 visa program.

$300,000 at 5.95%* (Subject to Terms & Conditions)

Yes

The initial term of the EB-5 loan from OFL would be 2 years. There are one-year extensions available to the borrower at a minimal extension fee. Kindly contact the OFL team for more details in this regard.

For example, on a $300K OFL EB-5 loan program, the interest on loan per annum is approximately $22,404.56 which includes an average of $5K of amortization per annum on a five-year term. The annual interest on the loan is paid to the lender and the lender deducts the interest payments per month as per the customized amortization scheduled shared with the borrower. The interest on the loan paid by the borrower per annum needs to be a USCIS qualified source of funds. The law firm might ask investors to open a different account and pay interest payments from that for ease of SOF documentation. Check with your immigration attorney in this regard.

The borrower can prepay the loan without any pre-payment penalties or early closure charges. However, please ensure that you are using USCIS qualified source of funds for such repayment in consultation with your immigration attorney to ensure that you are compliant with USCIS norms and regulations.

Paid annually

The loan provided by OFL is a USCIS-approved loan, and a USCIS-compliant source of funding based on the advice of multiple immigration attorneys. Further, you are advised to check with your retained immigration attorney and OFL to evaluate the eligibility criteria in detail.

The obligations of the Lender to make the Loan hereunder shall become effective upon:

i) the funding of mezzanine loans to the Mezzanine Borrower under the Mezzanine Loan Agreement;

ii) the making by the Borrower of a Capital Contribution to the Company under the Operating Agreement, which together with proceeds of the Loan, would equal to $800,000;

and (iii) evidence satisfactory to Lender of the filing of Borrower’s I-526E Petition with USCIS.

The finance team of OFL does a thorough evaluation of the credit worthiness of the borrower based on certain factors and details mentioned by the borrower in the OFL Financing Eligibility Questionnaire. Ratios such as Total Debt to Income and Annual Debt Service to Gross Income are some of the considerations. You are required to supplement the Credit Score / Credit Rating Proof as well.